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How to Withdraw From PayPal Directly To Nigeria Bank Using Africard

Update: Africard No Longer Work With PayPal but we got a good News and a better alternative than Africard. Scroll down to the last part of this Post ?

As usual, I do get different Questions Regarding PayPal on Daily Basis but today a fan, Follower and Blog Reader came with another question “If uba africard for paypal withdrawal Still Works?” So I have decided to share the answer publicly here to help others who are also willing to withdraw from their paypal accounts using UBA africard (Prepaid Card).

It has always Been A very difficult Task Getting Your PayPal Money Directly To Nigeria Bank account since Nigeria is limited by default. Even other paypal supported Countries find it difficult Withdrawing to Local bank Talkmore of Nigerians who are limited to many Useful paypal features.

After A while of suffering and loss in selling PayPal Funds at Cheap Rate, Africard was Discovered and since then it has been working fine and a good means to getting your PayPal money to your Local Bank In Nigeria. Let’s explain in Details.

  • What’s Africard
  • How does Africard Works
  • How to withdraw from PayPal Using Africard

What Is Africard

Africard is also An ATM card and nothing Special but this ATM card is only Issued By UBA Bank. And it’s also Called Prepaid Card.

The Prepaid Card usually Come as a Visa Card and it’s Not Linked with Your Main Bank Account.

This Means, The Card is a Stand alone Card which is capable of handling funds and transacting on its own without having any connection to your major bank account. This made it possible to get the card even without having UBA bank account.

How Does africard Works

If You get Africard from UBA bank, You will be able to Access your transaction History Online “How much received, How much sent out and others.

You will be able to check your available balance, Buy airtime, Send out or receive just with the card as it comes with it own account number.. In order words, The card is a bank on its own.

The Card normally come in Two types : International Low or International High Africard.

While international Low have smallest Transaction limit, The international High africard have bigger transaction limit. Both got different requirements for Application.

Does UBA africard for paypal withdrawal Still Works?

Yes UBA africard still Works for PayPal withdrawal in Nigeria but there are some things you need to know if at all you’ve been trying with Many errors. Let me explain some of the things that might be the cause to these errors.

Before now, Ordinary Visa Card from UBA bank does work for paypal withdrawal but as time goes on, I discovered and also find out from may users complaining of it not working again.

Whenever they try linking it to their paypal account. They keep getting error messages and even the ones that has been linked before the error kept getting error during withdrawal.

So since then, We no longer use UBA visa card but africard which is also a Visa card but quite different from the normal Visa card issue by UBA.

How to withdraw From PayPal in Nigeria using Africard

  • Acquire the africard from Any UBA branch
  • Fund Card with At least $2
  • Activate Card for online use
  • Link Card with your PayPal account
  • You can now withdraw to card

To acquire the Card, You need to be specific. Go to any UBA branch with some materials like “National ID or any ID, Utility Bill. Not sure they will request more than these. But if you already got account with UBA they might not request all of the above.

Tell them You need UBA prepaid card
also known as Africard. Be specific (I will recommend you go for international High africard) so tell them that’s what you want.

They will give you form To fill. Fill in all details correctly and Submit to them then wait while they process everything. You may get your card that same day or if it’s not available they will tell you when to come back for it.

What Does the Card Cost?

The Card cost about $2 (about one thousand naira in Nigeria currency). So when you get the card, I will recommend you fund it with $10 (? In Naira so they will deduct their own and the rest will be enough for paypal verification charges.

When You get the Card available and having funded it from the Bank preferably, Change Your ATM pin. It won’t work if you try using with the default pin.

If you want to use Your UBA for online transactions you can watch now video, Login in to your UBA card dashboard where you can send money, Buy airtime, Check card transaction history and lots more.

Now You can link Your Card with PayPal. I will prefer you do the linking Using PayPal mobile App.. There are two usual errors you may get.

  • Insufficient Funds: This alert Comes to your email or the phone number you used to register your prepaid card. When you get this error while linking your card to paypal it means you need to add money to your prepaid card. It usually happen when you card have less than 2$.
  • Inactive Card:When You get this error Alert when linking your card with paypal, you may need to go back to the bank so they can fix it. This means the card is not yet active and only the bank can fix that.

What Country PayPal works With Africard Withdrawal?

Unfortunately, Africard don’t work with All Countries paypal accounts. It don’t work with top countries account like US, UK, Canada, England, Etc.

Africard work with many Africa countries accounts but for now I have only tested it on Morocco, Lesotho, UAE, Iceland, it didn’t work for South Africa PayPal. So I will advise you use it on any of the above mentioned working accounts. Preferably lesotho and UAE.

Before You Make Your First Withdrawal

Once your Card is Linked, don’t make withdraw immediately instead leave it for sometime like 24hrs or more. (You can withdraw immediately but if you do and it show you error, Just hold and try again)

Be sure the funds you are withdrawing have lasted 24hrs or more in your paypal available balance otherwise it might not work out.

Also Note that the minimum withdraw from PayPal to africard or any other card is $10 and as such, You cannot withdraw below 10$. And last of all, for every Withdrawal you make, PayPal will Charge You $5 wither you withdraw small or big amount the charges remain the same.

When You withdraw from PayPal, the money show up in Your Card instantly or within 24hrs. Sometimes it takes 3days before you are credited especially for Week end transactions.

You won’t get alert when your get credited. That’s how it works. But you can check your card balance or check if Paypal has moved the transaction from Pending To Transferred. That means it’s done. Your money is now available for use.

You can use the money for online shopping through your Card or you can withdraw via ATM machine. You can also transfer to other accounts.


Beside the above, I got a Hack To link any Bank with paypal and withdraw directly to your Naira account. This works for Personal or business PayPal accounts from over 25 countries including Lesotho, UAE, Iceland, Morocco. Etc.. Guide cost $50.

You Can Contact us if You need it…… The Guide also Include other Bonus Offers such As:

  • How to open Personal or business paypal Account which works in Nigeria, Ghana, Kenya, etc
  • How to get Virtual cards and virtual numbers for paypal verification.

The good news is that “Withdrawal Stays less than 12Hrs before showing up in your Account. (UBA, ZENITH, GTB, ACCESS, FMCB, etc)

The reason why this aren’t made public is because it can get locked if paypal get to know about it. There’s a warning not to disclose guide even when you buy. Enjoy it alone” that’s not selfishness” but for security reasons.

It work For Only Savings/Naira accounts. Contact Us

You did Not only get Detailed answer if If uba africard for paypal withdrawal is Still Working but you also got hack to link your bank directly To PayPal for immediate withdrawal……. Please share this page.

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  4. This is how to confirm whether or not this method will work for a particular country:

    >> Visit the link below (you can copy & paste it into your browser) –

    >> When the page loads, you will see a drop-down menu with a list of all the countries that paypal operates in. You can select any country to find out the paypal features that are available for that particular country.

    These features are divided into 4 – Send, Receive, Withdraw & Localized.

    Under “Withdraw”, there are 5 options (and some countries enjoy more than 1 option for withdrawals) –

    1. Withdraw to your US bank account.

    2. Withdraw to your local bank account.

    3. Withdraw via a check.

    4. Withdraw to your Visa card issued in your country.

    5. Withdraw to your credit, debit, or prepaid card.

    and finally . . .

    6. No withdrawals (for countries where withdrawals are NOT allowed).

    Now, the countries where the method described in this article would work are countries where Option #5 is one of the withdrawal methods allowed.

    However, your best bet (if you want to use this method in Nigeria) is to go for an English-speaking country which has #5 as their ONE & ONLY withdrawal option.

    In other words, even if a country has #5 as a withdrawal option,

    if English language is NOT widely spoken in that country

    OR if it has more than one withdrawal option (especially if it is a combination of #5 and #2),

    though it will work initially, you may encounter some problems later on if you choose it !

  5. I am applying for withdrawal of my PayPal money to transfer to this my Nigeria United Bank for Africa saving account no. number. 08060838991./09080052401

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    I tried using africard to withdraw from PayPal directly to Nigeria bank but it showed error

    After leaving it for two days or more it worked fine without issues. Thanks

  8. Pingback: How to Connect Paypal To bank Account In Nigeria - PAYPAL EXCHANGER 2020

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