After opening your PayPal Account, you may want to check the verification status and that’s one thing many folks don’t know how to do. In this article I will be showing you how to check if paypal is verified or unverified But before then, let’s discuss some issues about paypal verification.
One thing is to Open a paypal account and another thing is to verify your PayPal account and until that is done, You are limited to certain features which am sure you may want to know. Let me explain
By the end of this article, you will learn:
- Why You need to verify Your PayPal account before use
- If you can Send and receive payments with unverified paypal
- How to verify Your PayPal account
- how to check paypal verification status
- Challanges when verifying your PayPal account in Nigeria
Why You need to verify Your PayPal account
- To raise Your transaction limit
- To avoid suspicious transactions
- Get paid in all platforms
Raise Your transaction limit
As soon as your PayPal account is created, Your PayPal account will remain unverified at first and as a result, your monthly transaction limit remains 500$. That means you won’t be able to transact above 500 Dollar per Month.
If you’re planning to send and receive over 500$ per month then you may need to verify your account and once done, Your limit will be raised to around 10,000$ monthly if you verify with card or unlimited when verified with Bank.
When your PayPal account is unverified, You might face some issues when payments are received or sent. In most days, paypal will hold payments sent to you or when you send payments to your clients they remain held for further review. This does happen to anyone some days but mostly as a result of unverified users.
PayPal will mark the transaction spam because it comes or was received by unverified user. This is one more reason why you should verify your PayPal account before use.
Get paid in all online platforms
Most of the online platforms where users work and get paid don’t pay to unverified paypal users.
When you add your PayPal through which you wanna get paid, you will get error message that your account is unverified and as a result you can’t get paid. If you work online and you don’t want to face this issues in certain platforms, you may consider verifying your PayPal account.
Can I Receive And Send Payment With Unverified PayPal Account?
Very well. You can send and receive payments with unverified paypal account provided you aren’t gonna pass the transaction limit stated earlier.
But be sure you will face all of the above issues when transacting with unverified paypal account. Therefore it’s advised that you get your account fully done before usage.
How To Verify Your PayPal Account
When we talk of Your PayPal been verified, many does think it’s a long process thing. It’s just as simple as adding and confirming your credit or debit card.
All you need to do is add and confirm Your card and your account status will change to verified.
To link card to your paypal, Login and click on WALLET, or Account then click on Add Card/Bank, Select Add Card because only USA PayPal allow bank linking. If you are using US paypal and you’ve got US Bank to link, you might consider linking bank but if the case is opposite then click on link Card.
Paypal allow different types of Cards. Just select your card type and enter your Card details then save your details.
After linking Your card, Click on Confirm Card, And Four digits codes will be sent to you in form of bank alert. This might take 24hrs but will surely arrive while you will be debited about 1.99$ which will be refunded back to your account after the verification is done.
If your account is done and verified, You may decide to remove the card or leave it. In which ever way you choose, your account status will remain verified for life. wither you remove the card, add another card or leave the original card.
Having learned all of the above, let’s go to the main theme of this post “how to check if paypal is verified“.
How To Check If Paypal Is Verified
For you to Check Your PayPal verification status, Login to your PayPal account and Click on the Status confirmation Link Here.
If you paypal account is verified, it will show you the message below.
But if your account is unverified, you will only be redirected back to your PayPal dashboard without the above message.
Challanges in Verifying PayPal account In Nigeria
One major Challenge Nigerians do face is card rejection. Paypal does reject most cards and if your card is rejected, there’s nothing you can do than getting another card or buying virtual cards for verification.
You might be wondering if there are certain banks that works for paypal verification in Nigeria but the answer remains “Any bank does work as there’s no special bank designed to be accepted by PayPal.
I have come across many cases like this where one will add his GTB card and will be rejected and the other will add and it will be accepted. They are same cards from the same bank so why on earth would one work while the other wouldn’t work “that’s what we can’t explain”
So if your card is rejected, don’t panic just contact me and I will give you Virtual card details for use which will only cost you 12$.
You will add the card details am going to give you to your PayPal account and request confirmation code then i will send the four digit codes to you and that’s all. Otherwise, you may consider getting another card from your bank or another bank and you know there’s still no guarantee if it will work or not. But the virtual card am gonna give you have 100% assurance that it will work.
Conclusion: How to Check Paypal Verification status
All of the above guide will help you check your paypal verification status to know if it’s fully verified or not.
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